Protecting your family

We can arrange life, health, and medical insurance to ensure that your loved ones are financially protected should the worst happen to you.

Plan for the best, prepare for the worst

According to LV, 44% of adults aged 25-44 are not confident they could cope financially if they fell ill. Few people like to think about dying or becoming critically ill, but making a plan for that possibility is one of the best things you can do. By putting suitable policies in place, your family’s financial needs are covered if you fall ill or pass away.

Our role is to identify the best solutions for you and your family and make the process as straightforward as possible. We’ll discuss all options around protection and insurance. Whether it is long-term care, short-term employment cover, critical illness or life insurance, we’ll help you find the right protection for your needs.

Our independent financial advisers are experts in protection and insurance. We can help you to:
Consider the big picture
Our advisers are on hand to ensure we understand you and your aims before we make any recommendations.
Review your insurance
We’ll complete a comprehensive review of any existing life insurance or healthcare policies you may have and identify any potential shortfalls.
Find the right cover
It can be tough to know how much money will be needed to protect your lifestyle. We’ll find the right balance of cover that provides peace of mind on an affordable basis.
Implement cover
Once you’ve agreed to our recommendations, we’ll submit the application and keep you informed of progress.
Establish trusts
A common mistake is not using the correct type of trust or none at all. This can lead to delays in probate or paying unnecessary tax. We’ll advise on what’s required.
Navigate underwriting
We’ll help you to navigate the complicated requirements of underwriters. We’ll ensure you understand every step, so you make the right disclosures.

Book your free initial chat

Ready to start planning for a brighter financial future? Book now for a free, no-obligation chat with one of our independent financial advisers.

book now

Real stories, real financial outcomes

We’re proud to work with clients who value clear, personal financial guidance. In these short videos, they share their experiences of working with Flying Colours, and the difference expert advice has made to their lives.
 
Prefer to read? You’ll find full transcripts below each video.

Paul & Tracey

Working with Flying Colours has given us the confidence to retire.

Planning for retirement
In retirement
Maximising your wealth
Later life planning
Business owners

Chris has provided peace of mind enabling us to now retire early. He has taken the time to get to know and understand us, helping us to develop and adapt our strategy. We have an open and transparent relationship with him which builds trust. He is personable and tailors solutions to our needs.

Amanda

I’ve been absolutely delighted with the advice and support I’ve received from Maxine Clarke. She took the time to understand my goals, explained my options clearly, and helped structure my retirement plans. I now feel fully informed, supported, and confident about my financial future.

Julie

Luca encouraged me to take a step back and look at the bigger picture – how much risk am I prepared to take, how much income do I really need for my day‑to‑day expenditures, what are my plans for retirement. Luca worked through all the steps of the process at my pace, patiently explaining all the jargon as we progressed.

Liz

Chris took the time to understand our goals, provided clear explanations of approaches and a thoughtful, well-structured follow up note. Chris' approachable nature and attention to detail was first class. Following our interactions we now have a much clearer understanding of the relevant aspects to our estate planning.

Karan

Liv patiently understood our circumstances and conducted the due diligence required to provide very transparent and exceptionally professional advice. He struck a great balance on long‑term investments, pensions, insurance and retirement. I found Liv very knowledgeable, confident, and personable.

Hernit

Tom expertly guided me through the complex and time-consuming process associated with consolidating several company pensions. Tom has also provided advice on a number of other financial benefits I was previously unaware of.

David

Ross gave me a lot of very useful information. He explains everything in a clear and concise way and doesn’t fill your head with jargon you may not understand. He keeps it plain and simple. Ross helped me understand how I could claim back overpaid tax and money I had been paying for a service with a previous pension adviser that shouldn’t have been charged.

Michael

From the initial meeting, George was able to understand my concerns and present options for how I could move forward. At no point did I feel any pressure, and I felt from the outset that I wanted to establish a long‑term relationship with George.

Nicholas

Russ guided me through the process of assessing current and future demands on my finances and the selection of appropriate pension investments. Throughout the process Russ has been very patient and explained clearly different options with their risk/benefit profiles. I have found his manner very supportive.

Linda

I had several meetings with Freddie to discuss my medium‑ to long‑term goals, my appetite for risk, the kind of retirement I would like and at what age. We then walked through my current finances in detail, and Freddie presented the gap between where I am now and where I would like to be, and proposed some changes that could help me achieve my goals in future.

Tony

Liviu has provided us with invaluable help regarding our pensions and how to best plan for our retirement. He has always made time to explain our options and fully answer any concerns we had. He has always gone the extra mile to ensure we were comfortable with the decisions we made and was endlessly patient.

Susan

I cannot tell you how much it has meant to have Russell Bruce’s advice. I no longer worry that I’m not doing enough to feel financially secure and confident about the future, and that has made a huge difference for me. I find him very easy to talk to; he has a lovely professional, friendly manner. I’ve already recommended him to a family member.

Lyn

Insights

From tax-saving tips to smarter retirement planning, our latest articles are designed to help you make informed decisions and get real value from your finances.

Guest Insight: The foundations of money wellbeing: Building confidence with money

Adviser Insight: The importance of guaranteed income in a retirement strategy

Your retirement, your way: How advice can help shape the life you want 

Flying Colours
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