Planning for retirement

Whether it’s 20 years away or starting tomorrow, we can help you to achieve the retirement you want.

Enjoy today while planning for tomorrow

Retirement is something you should look forward to, a time to do the things you enjoy without the obligations of work. However, Which? research shows that a single retired person needs at least £19,000 a year just to cover the “essentials”. So, are you sure you’ll have enough money for the retirement you want? What should you be doing now to enjoy the retirement of your dreams?

At Flying Colours, we’ll help you to clarify your plans and priorities around your current career and domestic situation. We’ll then help you identify your goals for when, where, and how you plan to spend your retirement. Once we’ve agreed on these, we can advise you on the best ways to save and invest your money so that it’s available when you need it. In short, we’ll help you to enjoy your wealth today, while preparing for the retirement you want.

Our independent financial advisers are specialists in retirement planning. We can help you to:
Understand your pensions
We’ll help you identify what pensions you have and whether they’re still suitable for you and your family.
Plan your cashflows
Using cashflow planning tools, we can assess whether you have enough assets to meet your needs and help ensure a sustainable income for your lifetime.
Set retirement goals
We’ll work out when you could retire and how much money you will need for the retirement you want.
Evaluate current plans
We’ll assess your current assets and retirement goals, and see what needs to be done for you to have the retirement you want.
Identify alternative income
We’ll identify alternative options for generating an income during retirement, maximising tax-planning opportunities.
Maximise tax efficiency
We’ll help you make the most of the available allowances, such as the Annual Allowance, and tax-free withdrawals.

Why choose us?

Our clients explain why they trust Flying Colours for financial advice, and why they’ve continued to work with us over the years.


My adviser's expertise and depth of knowledge is first-class.

Paul & Tracey

Working with Flying Colours has given us the confidence to retire.


If you already have a clear idea of the type of financial advice you need, take a look at the range of solutions we offer.

Take me there
In retirement
Maximising your wealth
Protecting your family
Later life planning
Business owners


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