In retirement planning
Our advisers can help you use the right blend of secure and flexible income to fund your retirement and leave a legacy for your loved ones.
Planning doesn’t stop when retirement starts
Without expert advice in retirement, it can be difficult to know how much you can spend and when. Recent inflation rates are also a source of worry as inflation erodes the value of your money. Few people like the thought of being forced to return to work!
Our advisers can review your various sources of income and assets to identify the combinations that deliver maximum benefit and tax-efficiency. When combined with effective later life planning and estate planning, this will give you confidence to enjoy your wealth. You may even be able to give some money away, safe in the knowledge that it won’t run out.
We can also review your pensions to check that they’re performing as they should. And we’ll check the risk levels of your investments to make sure they’re right for you.
Identify income sources
These might come from personal or company pensions, your State Pension, or other investments such as ISAs or property.Plan expenditure
Using cashflow planning tools, we can map out how your income and outgoings are likely to affect your spending, including later life care.Leave a legacy
With effective estate planning, we can help you to pass on wealth without compromising the quality of your retirement years.Why choose us?
Our clients explain why they trust Flying Colours for financial advice, and why they’ve continued to work with us over the years.
