Retirement planning and advice
Our advisers can help you use the right blend of secure and flexible income to fund your retirement and leave a legacy for your loved ones.
Planning doesn’t stop when retirement starts
Without expert advice in retirement, it can be difficult to know how much you can spend and when. Recent inflation rates are also a source of worry as inflation erodes the value of your money. Few people like the thought of being forced to return to work!
Our advisers can review your various sources of income and assets to identify the combinations that deliver maximum benefit and tax-efficiency. When combined with effective later life planning and estate planning, this will give you confidence to enjoy your wealth. You may even be able to give some money away, safe in the knowledge that it won’t run out.
We can also review your pensions to check that they’re performing as they should. And we’ll check the risk levels of your investments to make sure they’re right for you.
Still wondering what to consider when starting to plan for your retirement? Read our useful guide here.
Identify income sources
These might come from personal or company pensions, your State Pension, or other investments such as ISAs or property.Plan expenditure
Using cashflow planning tools, we can map out how your income and outgoings are likely to affect your spending, including later life care.Leave a legacy
With effective estate planning, we can help you to pass on wealth without compromising the quality of your retirement years.How Flying Colours can help you plan for your retirement
Your retirement goals are unique, and so is our approach. We’re not tied to any pension providers, so our advice is 100% independent and tailored to your goals.
Our advisers will craft a retirement income strategy that works specifically for you by:
- Taking time to understand your unique circumstances, retirement goals, and current financial situation.
- Creating a personalised plan based on your dream retirement: whether that means maximising your pensions, investing wisely, or structuring your assets to ensure long-term financial stability.
By offering independent retirement advice, we make sure that your decisions are based solely on what’s best for you.
Our expert retirement planning services
Retirement financial planning
We help you build a sustainable financial strategy that paves the way for your desired retirement. Whether through pension drawdown, annuities, investment planning or a combination of these, we can boost your retirement income while minimising tax exposure.
Pension retirement planning
Managing your pensions can be confusing. Therefore, if you have multiple pensions our pension planning service will review your existing pensions and advise you on how to maximise their potential.
Independent retirement advice
As impartial advisers, we provide unbiased advice designed to meet your specific financial needs, free from product incentives and restrictions.
Take control of your retirement with our expert services
The earlier you plan, the more control you have over your financial future.
Ready to start get started? Contact a Flying Colours expert for a free consultation. If you choose to work with us, we’ll listen, advise, and create a bespoke retirement strategy that gives you confidence for a brighter financial future.
Build the financial future you deserve with our expert retirement planning services
Don’t wait. Talk to us today to plan for tomorrow – and help secure the comfortable, fulfilling retirement you’ve worked for.
Book your free initial chat
Ready to start planning for a brighter financial future? Book now for a free, no-obligation chat with one of our independent financial advisers.
book nowWhy choose us?
Our clients explain why they trust Flying Colours for financial advice, and why they’ve continued to work with us over the years.
