Which? Partnership

Flying Colours is delighted to announce a new partnership with Which?. Through this collaboration, we can offer clients even more support with their estate planning needs.

The importance of Wills and Power of Attorney

As financial advisers, we understand the importance of securing your legacy. Writing a Will is a critical step in estate planning. It ensures that your assets are distributed according to your wishes and your loved ones are protected. Without a Will, the law dictates how your estate is divided, which might not align with your intentions.

Equally vital is establishing a Power of Attorney (PoA). This designates someone to manage your financial and welfare matters if you were unable to make these decisions for yourself. Without PoA being in place, these decisions will be made by people who you might not have chosen to handle your affairs. Worse still, your loved ones may struggle to access funds that they (and you) might need during this challenging time.

A professionally drafted Will and PoA can minimise tax liabilities. They also provide clarity during difficult times and offer peace of mind.

Through our partnership with Which?, clients of Flying Colours can benefit from a 20% discount on the following services:

        Will writing
        With step-by-step guidance, clients can write a Will and have it reviewed by the Which? team of legal advisers.
        Power of Attorney set up
        Clients can create Health & Welfare and Property & Finances PoAs and have them reviewed by the Which? legal team.
        Legal Services
        Which? offers a legal hotline, providing expert advice on consumer, employment, home & property and many other areas of law.

        Get in touch

        For access to these discounted services, please contact your Flying Colours financial adviser.

        Contact

        Real stories, real financial outcomes

        We’re proud to work with clients who value clear, personal financial guidance. In these short videos, they share their experiences of working with Flying Colours, and the difference expert advice has made to their lives.
         
        Prefer to read? You’ll find full transcripts below each video.

        Our other services

        Pension planning

        Pension planning is fundamentally about retirement planning. Our expert financial advisers can help ensure that your pension will provide you with the income you’ll need in retirement.
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        Investment planning services

        Our investment expertise is central to our financial advice offering. We fully appreciate the significance of what you entrust us to do with your wealth and we never take that for granted.
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        Retirement planning and advice

        Our advisers can help you use the right blend of secure and flexible income to fund your retirement, and leave a legacy for your loved ones.
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        Inheritance tax and estate planning services

        Navigating UK inheritance tax rules can be complex, but our advisers simplify the process—ensuring your wealth is passed on as tax-efficiently as possible.
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        Protection and insurance services

        Life is unpredictable, but our advisers help you stay prepared with tailored cover for income loss, illness, medical issues or unexpected life events.
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        Tax optimisation services

        Tax rules in the UK are amongst the trickiest in the world. They are very complicated and change often. Our advisers can make sure you only pay the necessary amount of tax due.
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        Later life and long-term care planning

        Caring for older loved ones or needing care yourself can be complicated and emotionally challenging. We can guide you on the best possible route for later life and long-term care.
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        Annuity Bureau

        An annuity enables you to exchange some or all your pension pot for an annual income. This is guaranteed for a certain period, often the rest of your life.
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        Chris has provided peace of mind enabling us to now retire early. He has taken the time to get to know and understand us, helping us to develop and adapt our strategy. We have an open and transparent relationship with him which builds trust. He is personable and tailors solutions to our needs.

        Amanda

        I’ve been absolutely delighted with the advice and support I’ve received from Maxine Clarke. She took the time to understand my goals, explained my options clearly, and helped structure my retirement plans. I now feel fully informed, supported, and confident about my financial future.

        Julie

        Luca encouraged me to take a step back and look at the bigger picture – how much risk am I prepared to take, how much income do I really need for my day‑to‑day expenditures, what are my plans for retirement. Luca worked through all the steps of the process at my pace, patiently explaining all the jargon as we progressed.

        Liz

        Chris took the time to understand our goals, provided clear explanations of approaches and a thoughtful, well-structured follow up note. Chris' approachable nature and attention to detail was first class. Following our interactions we now have a much clearer understanding of the relevant aspects to our estate planning.

        Karan

        Liv patiently understood our circumstances and conducted the due diligence required to provide very transparent and exceptionally professional advice. He struck a great balance on long‑term investments, pensions, insurance and retirement. I found Liv very knowledgeable, confident, and personable.

        Hernit

        Tom expertly guided me through the complex and time-consuming process associated with consolidating several company pensions. Tom has also provided advice on a number of other financial benefits I was previously unaware of.

        David

        Ross gave me a lot of very useful information. He explains everything in a clear and concise way and doesn’t fill your head with jargon you may not understand. He keeps it plain and simple. Ross helped me understand how I could claim back overpaid tax and money I had been paying for a service with a previous pension adviser that shouldn’t have been charged.

        Michael

        From the initial meeting, George was able to understand my concerns and present options for how I could move forward. At no point did I feel any pressure, and I felt from the outset that I wanted to establish a long‑term relationship with George.

        Nicholas

        Russ guided me through the process of assessing current and future demands on my finances and the selection of appropriate pension investments. Throughout the process Russ has been very patient and explained clearly different options with their risk/benefit profiles. I have found his manner very supportive.

        Linda

        I had several meetings with Freddie to discuss my medium‑ to long‑term goals, my appetite for risk, the kind of retirement I would like and at what age. We then walked through my current finances in detail, and Freddie presented the gap between where I am now and where I would like to be, and proposed some changes that could help me achieve my goals in future.

        Tony

        Liviu has provided us with invaluable help regarding our pensions and how to best plan for our retirement. He has always made time to explain our options and fully answer any concerns we had. He has always gone the extra mile to ensure we were comfortable with the decisions we made and was endlessly patient.

        Susan

        Flying Colours
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