Investment planning

Our investment expertise is central to our financial advice offering. We fully appreciate the significance of what you entrust us to do with your wealth and we never take that for granted.

Bespoke investment solutions for your needs

We understand that every client is unique, and there is no one-size-fits-all solution to investing. We use our experience to create a range of investment solutions to help you achieve your financial goals.

However experienced you are as an investor, it’s important for you to understand how your money is invested. So, we keep things simple and do all we can to ensure that you can fully input into your financial plan.

All clients have access to our Centralised Investment Proposition (CIP) which includes advisory and discretionary investment solutions.
Read about the three fundamental requirements that make up our CIP below.

Assets perform differently at different times. Often, one will increase in value as another falls. Combining different assets should enable a portfolio to produce positive returns.
Strategic asset allocation
This is where we decide the proportions of each asset class we invest in, the geographical split for the most appropriate level of risk, and the expected return.
Every time an investment is bought or sold, there are associated costs such as dealing charges, bid/offer spread, and Stamp Duty. We work hard to keep these as low as possible.

Download our information booklet here for detailed information on our investment approach

Our other services

Pension planning

Pension planning is fundamentally about retirement planning. Our expert financial advisers can help ensure that your pension will provide you with the income you’ll need in retirement.
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In retirement planning

Our advisers can help you use the right blend of secure and flexible income to fund your retirement, and leave a legacy for your loved ones.
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Inheritance Tax and estate planning

Our advisers can help you navigate the UK’s complicated and changing tax regulations, so that those who benefit from an inheritance will only pay the necessary amount of tax.
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Protection and insurance

We insure our cars, homes, holidays, and even our pets! Our advisers can help you find the right type of insurance to protect your family should the worst happen.
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Tax optimisation

Tax rules in the UK are amongst the trickiest in the world. They are very complicated and change often. Our advisers can make sure you only pay the necessary amount of tax due.
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Later life and long-term care planning

Caring for older loved ones or needing care yourself can be complicated and emotionally challenging. We can guide you on the best possible route for later life and long-term care.
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