Why us?
Find out how we deliver value to our clients with our Personal Value Statement. Plus, our clients explain how they benefit from our expert financial advice.
Our commitment to delivering value
At Flying Colours, we aim to prove how we can deliver value for money.
So, when we present your financial plan designed to meet your goals, we’ll also provide you the option to receive a ‘Personal Value Statement’. In it, we’ll demonstrate:
- How we can help you achieve your financial goals
- Where we can reduce costs
- Where we can save you tax
- How your lifetime wealth can be increased with effective advice
Whilst it’s not possible for us to provide you with a Personal Value Statement until after we have undertaken research and made our recommendations, we’ll show you an example based on what we learn about you in the introductory meeting.
Let our clients tell you…
We’re very grateful to the clients who agreed to be interviewed on film to explain their reasons for working with us. Take a look at the videos here – the transcripts are available below the video if you prefer to have a read!
What should you be looking for in a financial adviser?
We understand that there are plenty of financial advisers for you to choose from. We also understand that choosing a financial expert to work with you over the long term is an important decision and shouldn’t be rushed. So here are a few questions that you might want to ask before choosing who to trust with your hard-earned wealth.Independent financial advisers are not restricted to advising on certain products. Ours have access to the whole of the market, so they’re in a better position to identify the best products to meet your needs.
Some advisers will simply focus on financial products. Lifestyle financial planners look to build long-term relationships with their clients and focus on long-term planning, not short-term product sales. Our advisers are experienced financial planners and genuinely enjoy building relationships with clients and their families, helping them to achieve a brighter financial future.
You want to feel confident that when you need to speak to someone or ask a question, your adviser will be there for you. At Flying Colours we have three UK offices and a highly experienced team of advisers, investment management specialists and operational staff to support them. This enables to provide a first-class service to all of our clients. If you contact us, you’ll always speak to a human being. Our team is friendly and attentive, and your adviser and their support team will get to know you very well. You’ll never be just a number to us.
It’s important to know if your financial adviser will be with you for your whole life journey, not just part of it. We’re not a small firm that is going to sell our client “book” to a new one because the owner has decided to retire.
Our advisers are qualified and experienced, but our cohort is younger than the industry average (over 50% of UK advisers are over 50 according to FTAdviser*). This means you can be confident that we’ll be your trusted advisers for many years to come.
We’re an ambitious firm, but we will never change our core values that always put our clients at the centre of what we do.
*https://www.ftadviser.com/investments/2022/04/04/only-6-of-advisers-are-under-30-years-old/
Different firms take different approaches to investing your money. Some will run investment portfolios in-house using their own expertise. Some will outsource the function to a model portfolio service (MPS) provider. The benefit of this approach is that the provider will have dedicated experts who are experienced in investing your wealth within portfolios that meet your needs in terms of goals and risk.
At Flying Colours, we have an in-house investment team that focuses on three fundamentals of investing: discipline, diversification, and cost. They have an excellent track record for using their evidence-based expertise to ensure that the investment solutions we recommend are designed to deliver the best results for our clients.
Chris has provided peace of mind enabling us to now retire early. He has taken the time to get to know and understand us, helping us to develop and adapt our strategy. We have an open and transparent relationship with him which builds trust. He is personable and tailors solutions to our needs.
I’ve been absolutely delighted with the advice and support I’ve received from Maxine Clarke. She took the time to understand my goals, explained my options clearly, and helped structure my retirement plans. I now feel fully informed, supported, and confident about my financial future.
Luca encouraged me to take a step back and look at the bigger picture – how much risk am I prepared to take, how much income do I really need for my day‑to‑day expenditures, what are my plans for retirement. Luca worked through all the steps of the process at my pace, patiently explaining all the jargon as we progressed.
Chris took the time to understand our goals, provided clear explanations of approaches and a thoughtful, well-structured follow up note. Chris' approachable nature and attention to detail was first class. Following our interactions we now have a much clearer understanding of the relevant aspects to our estate planning.
Liv patiently understood our circumstances and conducted the due diligence required to provide very transparent and exceptionally professional advice. He struck a great balance on long‑term investments, pensions, insurance and retirement. I found Liv very knowledgeable, confident, and personable.
Tom expertly guided me through the complex and time-consuming process associated with consolidating several company pensions. Tom has also provided advice on a number of other financial benefits I was previously unaware of.
Ross gave me a lot of very useful information. He explains everything in a clear and concise way and doesn’t fill your head with jargon you may not understand. He keeps it plain and simple. Ross helped me understand how I could claim back overpaid tax and money I had been paying for a service with a previous pension adviser that shouldn’t have been charged.
From the initial meeting, George was able to understand my concerns and present options for how I could move forward. At no point did I feel any pressure, and I felt from the outset that I wanted to establish a long‑term relationship with George.
Russ guided me through the process of assessing current and future demands on my finances and the selection of appropriate pension investments. Throughout the process Russ has been very patient and explained clearly different options with their risk/benefit profiles. I have found his manner very supportive.
I had several meetings with Freddie to discuss my medium‑ to long‑term goals, my appetite for risk, the kind of retirement I would like and at what age. We then walked through my current finances in detail, and Freddie presented the gap between where I am now and where I would like to be, and proposed some changes that could help me achieve my goals in future.
Liviu has provided us with invaluable help regarding our pensions and how to best plan for our retirement. He has always made time to explain our options and fully answer any concerns we had. He has always gone the extra mile to ensure we were comfortable with the decisions we made and was endlessly patient.
I cannot tell you how much it has meant to have Russell Bruce’s advice. I no longer worry that I’m not doing enough to feel financially secure and confident about the future, and that has made a huge difference for me. I find him very easy to talk to; he has a lovely professional, friendly manner. I’ve already recommended him to a family member.
I’ve been a client of FC for almost 10 years and it’s proved to be one of the best financial decisions I’ve made. The advice, care and detail given to me has always been fantastic both from my advisor Billy and the whole FC team. I have recommended their services multiple times before and wouldn’t hesitate again! A brilliant company!
I asked Billy outright, if Flying Colours would make us that fee back in the first 12 months of managing our pensions. He told me it would and I’m happy to say he was right. We’ve got to know him really well and we completely trust the advice he gives us; advice which, over the years, has covered way more than just our pension.