When you choose Flying Colours
You get more than a tailored financial plan - you'll also receive a Personal Value Statement (PVS)
This unique report outlines how our advice can benefit you across four key areas:
We base this on a detailed understanding of your personal circumstances. While we can’t create a full Personal Value Statement until we’ve done the research, we’ll share an example early on so you can see how professional advice can make a measurable difference.
It’s part of our commitment to transparency, value for money, and always putting your goals first.
Real stories, real financial outcomes
We’re proud to work with clients who value clear, personal financial guidance. In these short videos, they share their experiences of working with Flying Colours, and the difference expert advice has made to their lives.
Prefer to read? You’ll find full transcripts below each video.
What’s the best piece of advice your Flying Colours adviser has ever given you?
What’s the best thing about working with Flying Colours?
What words would you use to describe Flying Colours?
Would you recommend Flying Colours to other people?
Supporting you at every stage of your financial journey
We offer expert financial advice that's tailored to your goals, whether you're planning for the future, protecting your wealth, or making smarter decisions today.
Our focus is on delivering clear, measurable, value through advice that fits your life.
What matters most when choosing a financial adviser?
Choosing a financial adviser is a big decision. It’s all about finding someone you trust to support your goals over the long term, and that’s why it’s important to ask the right questions before committing.
Here’s what to look for in an adviser, and how Flying Colours measures up.
Most financial advice firms charge advice fees based on a percentage of the assets that they advise you on. This is broken down into an initial fee and then, for most clients, an ongoing annual fee.
We adopt this approach at Flying Colours, but we’re also open to working on a flat fee basis for both our initial and ongoing advisory services.
The important thing to know is that any fees will be agreed with you from the outset and will be based on how complicated your requirements are. We won’t charge you until you’ve agreed on the work you’d like us carry out on your behalf.
Your financial adviser will discuss the fee with you in detail, and there will be plenty of opportunities to ask questions before signing a fee agreement.
It’s important to know if your financial adviser will be with you for your whole life journey, not just part of it. We’re not a small firm that is going to sell our client “book” to a new one because the owner has decided to retire.
Our advisers are qualified and experienced, but our cohort is younger than average (over 50% of UK advisers are over 50 according to FTAdviser*). This means you can be confident that we’ll be your trusted advisers for many years to come.
We’re an ambitious firm, but we will never change our core values which always put our clients at the centre of what we do.
*https://www.ftadviser.com/investments/2022/04/04/only-6-of-advisers-are-under-30-years-old/
Different firms take different approaches to investing your money. Some will run investment portfolios in-house using their own expertise. Some will outsource the function to a Model Portfolio Service (MPS) provider. The benefit of this approach is that the provider will have dedicated experts who are experienced in investing your wealth within portfolios that meet your needs in terms of goals and risk.
At Flying Colours, we have an in-house Investment Team that focuses on three fundamentals of investing: discipline, diversification and cost. They have an excellent track record for using their evidence-based expertise to produce the best results for our clients.
For more detail, please visit: https://fcadvice.co.uk/investments/investment-approach/
Some advisers will simply focus on financial products. Lifestyle financial planners focus on long term planning, not short-term product sales. Our advisers are experienced in financial planning and genuinely enjoy building relationships with their clients and their families, helping them to achieve their lifelong financial goals.
Yes – Independent financial advisers are not restricted to advising on certain products. Ours have access to the whole of market, so they’re in a better position to identify the best products to meet your needs.
You will want to feel confident that when you need to speak to someone, or ask a question, someone will be there for you. With three UK offices and a growing team of advisers, investment managers and operational staff to support them, we deliver a first-class service to all of our clients. If you contact us, you’ll always speak to a human being. Our team is friendly and attentive; your adviser and their support team will get to know you very well, and you’ll never be a number to us.
Meet the team behind the advice
We take pride in delivering advice that’s not just personal, but proven to add real value.