When you choose Flying Colours
You get more than a tailored financial plan - you'll also receive a Personal Value Statement (PVS)
This unique report outlines how our advice can benefit you across four key areas:
We base this on a detailed understanding of your personal circumstances. While we can’t create a full Personal Value Statement until we’ve done the research, we’ll share an example early on so you can see how professional advice can make a measurable difference.
It’s part of our commitment to transparency, value for money, and always putting your goals first.
Real stories, real financial outcomes
We’re proud to work with clients who value clear, personal financial guidance. In these short videos, they share their experiences of working with Flying Colours, and the difference expert advice has made to their lives.
Prefer to read? You’ll find full transcripts below each video.
What’s the best piece of advice your Flying Colours adviser has ever given you?
What’s the best thing about working with Flying Colours?
What words would you use to describe Flying Colours?
Would you recommend Flying Colours to other people?
Supporting you at every stage of your financial journey
We offer expert financial advice that's tailored to your goals, whether you're planning for the future, protecting your wealth, or making smarter decisions today.
Our focus is on delivering clear, measurable, value through advice that fits your life.
What matters most when choosing a financial adviser?
Choosing a financial adviser is a big decision. It’s all about finding someone you trust to support your goals over the long term, and that’s why it’s important to ask the right questions before committing.
Here’s what to look for in an adviser, and how Flying Colours measures up.
Most financial advice firms charge advice fees based on a percentage of the assets that they advise you on. This is broken down into an initial fee and then, for most clients, an ongoing annual fee.
We adopt this approach at Flying Colours, but we’re also open to working on a flat fee basis for both our initial and ongoing advisory services.
The important thing to know is that any fees will be agreed with you from the outset and will be based on how complicated your requirements are. We won’t charge you until you’ve agreed on the work you’d like us carry out on your behalf.
Your financial adviser will discuss the fee with you in detail, and there will be plenty of opportunities to ask questions before signing a fee agreement.
It’s important to know if your financial adviser will be with you for your whole life journey, not just part of it. We’re not a small firm that is going to sell our client “book” to a new one because the owner has decided to retire.
Our advisers are qualified and experienced, but our cohort is younger than average (over 50% of UK advisers are over 50 according to FTAdviser*). This means you can be confident that we’ll be your trusted advisers for many years to come.
We’re an ambitious firm, but we will never change our core values which always put our clients at the centre of what we do.
*https://www.ftadviser.com/investments/2022/04/04/only-6-of-advisers-are-under-30-years-old/
Different firms take different approaches to investing your money. Some will run investment portfolios in-house using their own expertise. Some will outsource the function to a Model Portfolio Service (MPS) provider. The benefit of this approach is that the provider will have dedicated experts who are experienced in investing your wealth within portfolios that meet your needs in terms of goals and risk.
At Flying Colours, we have an in-house Investment Team that focuses on three fundamentals of investing: discipline, diversification and cost. They have an excellent track record for using their evidence-based expertise to produce the best results for our clients.
For more detail, please visit: https://fcadvice.co.uk/investments/investment-approach/
Some advisers will simply focus on financial products. Lifestyle financial planners focus on long term planning, not short-term product sales. Our advisers are experienced in financial planning and genuinely enjoy building relationships with their clients and their families, helping them to achieve their lifelong financial goals.
Yes – Independent financial advisers are not restricted to advising on certain products. Ours have access to the whole of market, so they’re in a better position to identify the best products to meet your needs.
You will want to feel confident that when you need to speak to someone, or ask a question, someone will be there for you. With three UK offices and a growing team of advisers, investment managers and operational staff to support them, we deliver a first-class service to all of our clients. If you contact us, you’ll always speak to a human being. Our team is friendly and attentive; your adviser and their support team will get to know you very well, and you’ll never be a number to us.
Natalie is a great Financial Adviser. She was extremely approachable and helpful, spending the time to get to know me and my family's circumstances and was extremely supportive. She took the time to explain quite complicated matters (to me, anyway) in very simple terms, ensuring I fully understood my options to make informed decisions. I really appreciated Natalie's calm and caring style and was very happy with the advice she gave me. I was also very happy with Simon Harvey, who worked with Natalie and followed up with the pension companies to ensure all was on track.
I have received retirement planning advice enabling me to achieve early retirement. George has been supportive and has provided clear explanations and highlighted options and potential risks throughout. Just at the beginning of my journey with Flying Colours but so far so great.
Very professional and informative advice relating to my retirement options. I found Craig to be very knowledgeable and approachable and he gave me sound advise which I acted on. The whole process was well handled, and Craig was never more than a phone, or online meeting away. I would highly recommend his services.
I had been avoiding doing anything with my pensions for years, but I am so glad I contacted Flying Colours. Natalie has been great, she explained everything to me in a way I could understand and produced a really comprehensive report that showed options and outcomes, and reorganised my pensions for me.
Really helpful advice and comprehensive report from Arthur on all matters financial. We sought advice as I neared retirement and was looking for the best way to manage a number of pension pots. With Arthur's help these pots have now been consolidated onto a single platform which is easier to manage. Arthur also provided helpful advice on tax efficient saving ideas.
Great service. I've been with them for several years. Last week I needed a rapid tax free lump sum. I explained situation and legal status and within 4 days money was in my bank account. I appreciate their understanding of the need for rapid processing. George is very professional, and I've been in financial services for years and have a deep mistrust of IFAs but George is one of the best I've dealt with.
I have used my current adviser for many years and more recently been linked with Flying Colours. I find them efficient and trustworthy with regular and helpful financial updates - both written and video.
I have been extremely impressed and happy with the service I’ve got from Flying Colours and in particular my advisor Andrew. Andrew’s patience and ability to explain things in clear everyday language while giving me the reassurance about every step I was taking means my pensions have been sorted and I’m now in the position to make informed decisions about my future. All throughout he’s been transparent and open with me. I’d highly recommend him.
Maxine has been instrumental in managing our financial planning, from pension transfers to tax-efficient strategies within our business. We wholeheartedly recommend her, as we have to friends, colleagues, and family. Her advice is genuine and goes above and beyond her duty to ensure we are getting the best advice at the right time, nothing is too much trouble.
Arthur discussed a variety of options that would suit my future needs and risk profile and I feel he gave me proper independent advice. I feel I made better decisions from understanding the risks and benefits of property v. investment fund and increasing my pension pot. Despite my relatively modest investment, I am taken seriously. Arthur anticipated many of my questions ahead of my first annual review and so despite my funds performance at the current time, I am confident he is helping me to make good decisions for my future financial security.
John is always ready to answer any questions promptly, professionally and in language I can understand. I feel confident with his advice during the current financial problems in the UK.
Excellent service and counsel provided. Would highly recommend. I have been through several advisers over the years but finally feel I’ve found what I’ve been searching for with Flying Colours. The team are consistently helpful and attentive, particularly my contact Billy Ambler who provides a stellar service at every interaction.
My financial adviser Sara Arora Is very personable, professional, friendly and welcoming. We are on the same page when we talk as she explains everything so well and keeps in touch. I am happy with all the updates from Flying Colours, especially with current events impacting investments.
Meet the team behind the advice
We take pride in delivering advice that’s not just personal, but proven to add real value.