Discretionary service

This is an investment management offering where investment decisions are made on your behalf by a portfolio manager.

This service includes the Flying Colours Investment Portfolios, which are a collection of funds within each risk targeted portfolio that are managed on an ongoing basis by our experienced Investment Team. These portfolios are exclusively available to clients of Flying Colours Advice Limited.

We believe that diversification of asset classes is crucial to managing risk and achieving long-term investment success. For this reason, we use assets including equities, fixed income and alternatives, amongst others.

Our Investment Committee meets monthly and can make changes to the models, including tilting our asset allocation to take advantage of market movement and provide the best outcome for our clients.

These portfolios are managed on a discretionary basis, which means we can make changes without express client consent. This enables us to be more proactive to market signals. In addition to making fund switches, our portfolios are rebalanced quarterly to ensure they remain aligned to your risk profile and our investment philosophy.

Our plan is simple. We build portfolios that are:

Spread across a wide range of assets and across the world

Most likely to deliver opportunities to improve returns over the long-term

Invested in assets that ensure we have downside protection in case we enter a bear market

Our investment expertise

The Investment Team is responsible for:

Defining the criteria for the investment funds within our offerings

Monitoring market movements and events

Producing commentary and outlook

The team

Garry Appleton

Garry leads the Investment Management team and is MD of Flying Colours Advice. He was previously a director at Tilney and Alexander Forbes and has been involved in running investment management businesses since 2004.

Managing Director

Guy Myles

Co-founder of Flying Colours and Chief Investment Officer. Guy is also the Chairman of our Investment Committee. Guy previously co-founded Octopus Investments, which he helped grow from a start-up to a market leader.

Director and Group Chief Executive Officer

Renzo Desbordes

Renzo joined Flying Colours in 2022, following 19 years in the industry. He is highly experienced in portfolio management, and specialises in multi-asset solutions, equities and derivatives having worked with successful fund managers including Santander, Investec and Fidelity.

Head of Investments

Marisa Luttrell

Marisa joined Flying Colours in January 2023. She supports the team by managing the administration of the model portfolios. This includes making fund switches and rebalancing, completing fund analysis and various reporting on performance and factsheet production.

Investment Analyst

Mark Preskett

Mark acts as investment adviser to the Flying Colours Investment Committee. He provides guidance on fund selection, asset allocation and portfolio construction. He is also a Portfolio Manager for Morningstar Investment Management.

The Flying Colours portfolios

We understand that you want to invest an amount of money sensibly and see a return in the future. So, we keep things simple. Experience tells us that this approach to investing leads to better results as well as removing some of the associated risk. By keeping things simple, we keep costs under control too.

We currently have two sets of portfolios: Core and ESG. Each is made up of six portfolios, which align to different risk profiles, offering you a choice of funds to invest in.

Core portfolios

Ranging from ‘defensive’ to ‘aggressive’ these portfolios invest in a variety of funds which include bonds, UK equities, global equities and specialist areas such as natural resources. The proportion of money invested will vary according to the risk profile of each. Your financial adviser will guide you towards the most suitable portfolios to achieve your financial goals.

Aggressive
Aggressive
The Flying Colours Core Growth Plus model portfolio is invested primarily in equities (typically 90%), with the balance invested into cash and fixed interest securities. The portfolio aims to achieve a good overall return.
Growth Plus
Growth Plus
The Flying Colours Core Growth Plus model portfolio is invested primarily in equities (typically 85%), with the balance invested into cash and fixed interest securities. The portfolio aims to achieve a good overall return.
Growth
Growth
The Flying Colours Core Growth model portfolio is invested primarily in equities (typically 80%), with the balance invested into cash and fixed interest securities. The portfolio aims to achieve a good overall return.
Balanced
Balanced
The Flying Colours Core Balanced model portfolio aims to achieve a balance between risk and return and investors should expect some short-term volatility. It invests predominantly into equities.
Conservative
Conservative
The Flying Colours Core Conservative model portfolio is designed for investors who are aiming for moderate growth without extreme volatility, and invests predominantly into cash and fixed income securities.
Defensive
Defensive
The Flying Colours Core Defensive model portfolio is designed for investors who are prepared to accept limited risk to their capital, and invests predominantly into cash and fixed income securities.

ESG portfolios

ESG stands for Environmental, Social and Governance. This form of investing is not just about protecting the environment and being “green”. Instead, it has a broader focus on investing in businesses which can demonstrate that they have a robust approach to corporate governance and diversity, and/or are making a positive impact on the world and its people.

Each of the portfolios aligns with the risk profiles of our ‘Core’ portfolios detailed above.

For more detailed information on our ESG portfolios, please download our brochure here.

More
Information

Performance and insights

Our portfolios have delivered consistent returns over the past five years, regularly outperforming our peers. Review the performance of each portfolio over time here. Find out more

Regulatory information

As an FCA-regulated business, we need to ensure that you are fully informed about the investments you are making and their associated risks. Learn more here. Find out more

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