The 5 Best Retirement Destinations in the UK

Whether you’ve been planning your next move for years, or the idea of relocating has only just crossed your mind, retirement marks the start of an exciting new chapter in your life. 

The location you choose can shape everything about your day-to-day life, from the community you’re a part of to the landscape, activities, and amenities that surround you. It’s not just about picking a pretty place; it’s about finding somewhere that suits the lifestyle you want. 

Maybe you’re set on staying where you are, or perhaps you’re dreaming of a fresh start somewhere new. Either way, if the question of “where?” is still up in the air, this guide is here to help. 

Here’s a closer look at five of the best places to retire in the UK, with some tips to help you figure out what’s right for you. 

 

The top 5 places to retire in the UK 

1. Devon 
Devon boasts a higher happiness index than the national average. Plus, its mild climate means more opportunities to enjoy those sandy beaches and the rugged beauty of Dartmoor and Exmoor. The area also offers a strong healthcare network, with hospitals like the Royal Devon and Exeter Hospital highly rated for senior care. 

2. Dorset 
Famous for the UNESCO-protected Jurassic Coast, Dorset combines natural beauty with a rich historical backdrop. The county benefits from more sunshine hours than the UK average, making it perfect for outdoor enthusiasts.  

Dorset is also one of the safest counties in the UK, with low crime rates and it has a thriving older population, meaning plenty of community groups and activities tailored for retirees. 

3. Northumberland 
For those who love a mix of history and the outdoors, Northumberland offers the perfect blend. From its ancient castles and the iconic Hadrian’s Wall to dark skies perfect for stargazing, it’s an affordable alternative to Dorset, with 2025 house prices around 22% lower than the national average. The slower pace of life here is ideal for those looking to escape the hustle and bustle. 

4. Shropshire
This rural haven boasts unspoiled landscapes, including the Shropshire Hills Area of Outstanding Natural Beauty and quaint market towns like Ludlow, which is commonly referred to as the “foodie capital of the Midlands,” and was recognised by The Sunday Times in 2023 as one of the best towns to live in the UK for quality of life.  

In addition, the cost of living in Shropshire is generally lower than in urban centres, with access to local produce and community markets helping residents maintain a more sustainable lifestyle. 

5. The Cotswolds
Famed for its honey-coloured stone cottages and scenic rolling hills, the Cotswolds exudes charm. It’s not just beautiful – it’s practical too, as the area is home to some of the UK’s highest-ranked GP practices and is renowned for its active social scene, including clubs, cultural events, and festivals.  

While property prices here can be higher than average, the stunning surroundings and strong sense of community make it a worthwhile investment for many retirees. 

What are the essential criteria for choosing a retirement location? 

Finding your ideal place to retire isn’t just about picking somewhere beautiful; it’s about finding a location that suits your lifestyle, needs, and budget. While these criteria may seem obvious, they are worth reiterating. Let’s dive into the key considerations you should focus on as you plan your retirement move. 

Budget

Your budget will play a significant role in determining where you can retire. Property prices and the general cost of living vary widely across the UK. Some areas, such as the south coast, can be more expensive, while regions like the Midlands may offer more affordable options without compromising on quality of life. 

Lifestyle and interests

Whether you dream of coastal views, countryside walks, or lively city living, the UK offers something for everyone. Think about the type of environment that will bring you the most joy in your retirement years. 

Populations and community

Consider the type of community you want to live in. Do you prefer a bustling area with plenty of activities and social opportunities, or a quieter location with a slower pace of life? Demographics also play a role, as some retirees prefer areas with a larger proportion of older residents, to help foster a sense of belonging. 

Transport links

As you settle into retirement, staying connected to family, friends, and essential services is vital. Look for areas with good public transport options, proximity to major motorways, or access to train stations and airports for travelling farther afield. 

Healthcare access

Close proximity to high-quality healthcare is practical and important. Ensure that you’ll have easy access to GPs, hospitals, and specialist care if needed. Some regions, like the North East and Yorkshire, are renowned for their excellent healthcare facilities, making them a good choice for more health-conscious retirees.

 

Planning your retirement with Flying Colours 

As we’ve explored, retirement is about more than choosing where to live, it’s about creating the freedom to enjoy this next chapter in a way that feels right for you. From managing your income and protecting your assets to planning for long-term care, Flying Colours is here to guide you every step of the way. 

Choosing the perfect place to retire is an exciting chance to embrace a fresh start and design the lifestyle you’ve always wanted. By balancing your budget, lifestyle preferences, and practical needs, you can find a place that truly feels like home. 

If you’re ready to take the next step, get in touch. We offer personalised advice on pensions, investments, and financial planning, to help you make the most of your retirement savings and build a secure, fulfilling future.  

Let’s plan your dream retirement – together.