In retirement

Now that you’re reaping the rewards of all your hard work, we can help you manage your finances to make the most of your retirement.

The best years of your life

For many, retirement is the golden age when you can enjoy doing what you want to do without the obligations of work. But can you be sure that the money you’ve put aside will last throughout your retirement? Will it cover the cost of a new car or updating your home? Will it cover the cost of care in later life? Will there be any left to pass on?

We can help you to clarify your plans for retirement, both now and in later life, then ensure that your finances are in the right shape to achieve them. We understand that a priority for many people is ensuring that they can pass on their wealth, without affecting their quality of life. We can help you to achieve this with effective estate planning.

Our independent financial advisers are specialists in retirement planning. We can help you to:
Understand your pensions
We’ll help you identify what pensions you have and whether they’re still suitable for you and your family.
Plan your cashflows
Using cashflow planning tools, we can assess whether you have enough assets to meet your needs and help ensure a sustainable income for your lifetime.
Evaluate current plans
We’ll assess your current assets and retirement goals, and see what needs to be done for you to have the retirement you want.
Identify alternative income
We’ll identify alternative options for generating an income during retirement, maximising tax-planning opportunities.
Maximise tax efficiency
We’ll help you make the most of the available allowances, such as the Annual Allowance, and tax-free withdrawals.
Pass on wealth
We’ll help you find tax-efficient ways to pass on wealth to your loved ones or causes that are close to your heart.

Book your free initial chat

Ready to start planning for a brighter financial future? Book now for a free, no-obligation chat with one of our independent financial advisers.

book now

Real stories, real financial outcomes

We’re proud to work with clients who value clear, personal financial guidance. In these short videos, they share their experiences of working with Flying Colours, and the difference expert advice has made to their lives.
 
Prefer to read? You’ll find full transcripts below each video.

Gordon

Flying Colours is a safe pair of hands.

Planning for retirement
Maximising your wealth
Protecting your family
Later life planning
Business owners

Natalie is a great Financial Adviser. She was extremely approachable and helpful, spending the time to get to know me and my family's circumstances and was extremely supportive. She took the time to explain quite complicated matters (to me, anyway) in very simple terms, ensuring I fully understood my options to make informed decisions. I really appreciated Natalie's calm and caring style and was very happy with the advice she gave me. I was also very happy with Simon Harvey, who worked with Natalie and followed up with the pension companies to ensure all was on track.

Unette

I have received retirement planning advice enabling me to achieve early retirement. George has been supportive and has provided clear explanations and highlighted options and potential risks throughout. Just at the beginning of my journey with Flying Colours but so far so great.

Adrian

Very professional and informative advice relating to my retirement options. I found Craig to be very knowledgeable and approachable and he gave me sound advise which I acted on. The whole process was well handled, and Craig was never more than a phone, or online meeting away. I would highly recommend his services.

Richard

I had been avoiding doing anything with my pensions for years, but I am so glad I contacted Flying Colours. Natalie has been great, she explained everything to me in a way I could understand and produced a really comprehensive report that showed options and outcomes, and reorganised my pensions for me.

Andrea

Really helpful advice and comprehensive report from Arthur on all matters financial. We sought advice as I neared retirement and was looking for the best way to manage a number of pension pots. With Arthur's help these pots have now been consolidated onto a single platform which is easier to manage. Arthur also provided helpful advice on tax efficient saving ideas.

Keith

Great service. I've been with them for several years. Last week I needed a rapid tax free lump sum. I explained situation and legal status and within 4 days money was in my bank account. I appreciate their understanding of the need for rapid processing. George is very professional, and I've been in financial services for years and have a deep mistrust of IFAs but George is one of the best I've dealt with.

Johnny

I have used my current adviser for many years and more recently been linked with Flying Colours. I find them efficient and trustworthy with regular and helpful financial updates - both written and video.

Ian

I have been extremely impressed and happy with the service I’ve got from Flying Colours and in particular my advisor Andrew. Andrew’s patience and ability to explain things in clear everyday language while giving me the reassurance about every step I was taking means my pensions have been sorted and I’m now in the position to make informed decisions about my future. All throughout he’s been transparent and open with me. I’d highly recommend him.

Sarah

Maxine has been instrumental in managing our financial planning, from pension transfers to tax-efficient strategies within our business. We wholeheartedly recommend her, as we have to friends, colleagues, and family. Her advice is genuine and goes above and beyond her duty to ensure we are getting the best advice at the right time, nothing is too much trouble.

Julie

Arthur discussed a variety of options that would suit my future needs and risk profile and I feel he gave me proper independent advice. I feel I made better decisions from understanding the risks and benefits of property v. investment fund and increasing my pension pot. Despite my relatively modest investment, I am taken seriously. Arthur anticipated many of my questions ahead of my first annual review and so despite my funds performance at the current time, I am confident he is helping me to make good decisions for my future financial security.

Clare

John is always ready to answer any questions promptly, professionally and in language I can understand. I feel confident with his advice during the current financial problems in the UK.

Patricia

Excellent service and counsel provided. Would highly recommend. I have been through several advisers over the years but finally feel I’ve found what I’ve been searching for with Flying Colours. The team are consistently helpful and attentive, particularly my contact Billy Ambler who provides a stellar service at every interaction.

Daniel

My financial adviser Sara Arora Is very personable, professional, friendly and welcoming. We are on the same page when we talk as she explains everything so well and keeps in touch. I am happy with all the updates from Flying Colours, especially with current events impacting investments.

Ingrid

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